Mortgage affordability

Annual Income

Living Costs

Estimate for me

Before Tax



Before Tax



Co-Applicant Income
Your co-applicant’s before-tax gross income. Your combined income will be used to calculate the mortgage you can afford.



Condo Fees
Condo fees cover common building expenses and maintenance in multi-unit properties. We have used a default estimate of $300.



Heating Costs
The total costs associated with heating your home and water. We have used a default estimate based on provincial averages.

Debt Payments



Credit Card
The average monthly interest owed on outstanding credit card balances. This does not include the balances themselves, only the interest portion.

How much can I afford?



Car Payment
Your monthly leasing or financing outlay on any household vehicles.



Loan Expenses
Any other monthly loan expenses, such as lines of credit, student loans, alimony or child support.

Select rate

Provider Rate Select
Custom rate Select